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Asphalt vs Metal Roof: Cost Comparison

Metal roofs cost 2–3× more than asphalt but last 3× as long. Add energy savings and insurance discounts and metal often pays back before it needs replacing.

Typical range: $8,000 – $40,000 for a typical 2,000 sq ft roof

Asphalt Shingles

$4–$8 / sq ft

Pros

  • Cheapest option
  • Fast install (1–2 days)
  • Every roofer knows it
  • Easy to repair

Cons

  • 15–25 year lifespan
  • Vulnerable to hail/wind
  • Poor energy performance
  • Adds landfill waste
Estimate asphalt shingles cost →

Standing-Seam Metal

$9–$16 / sq ft

Pros

  • 40–70 year lifespan
  • 10–25% cooling savings
  • Fireproof, wind-rated to 140 mph
  • Insurance discount in many states

Cons

  • 2–3× upfront cost
  • Fewer qualified installers
  • Can be noisy in rain
  • Dents from large hail
Estimate standing-seam metal cost →

Bottom line

Staying 15+ years or in a hail/hurricane zone? Metal is the value pick. Flipping or selling within 5 years? Architectural asphalt shingles recover cost better at resale.

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