Asphalt vs Metal Roof: Cost Comparison
Metal roofs cost 2–3× more than asphalt but last 3× as long. Add energy savings and insurance discounts and metal often pays back before it needs replacing.
Typical range: $8,000 – $40,000 for a typical 2,000 sq ft roof
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Asphalt Shingles
$4–$8 / sq ft
Pros
- Cheapest option
- Fast install (1–2 days)
- Every roofer knows it
- Easy to repair
Cons
- 15–25 year lifespan
- Vulnerable to hail/wind
- Poor energy performance
- Adds landfill waste
Standing-Seam Metal
$9–$16 / sq ft
Pros
- 40–70 year lifespan
- 10–25% cooling savings
- Fireproof, wind-rated to 140 mph
- Insurance discount in many states
Cons
- 2–3× upfront cost
- Fewer qualified installers
- Can be noisy in rain
- Dents from large hail
Bottom line
Staying 15+ years or in a hail/hurricane zone? Metal is the value pick. Flipping or selling within 5 years? Architectural asphalt shingles recover cost better at resale.
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