Vinyl vs Fiber Cement Siding: Cost Comparison
Vinyl is the cheap, easy default. Fiber cement costs about 2× more but adds serious curb appeal and returns 60–80% at resale — the highest of any siding.
Typical range: $6,000 – $28,000 for a typical 1,500 sq ft home
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Vinyl Siding
$4–$12 / sq ft
Pros
- Cheapest full-house option
- No painting ever
- Fast install
- Wide color selection
Cons
- Fades over 15–20 years
- Cracks in cold, warps in heat
- Looks plastic up close
- Lower resale bump
Fiber Cement (Hardie)
$8–$18 / sq ft
Pros
- 50+ year lifespan
- Fireproof, termite-proof
- Best resale ROI of any siding
- Looks like real wood
Cons
- 2× upfront cost
- Repaint every 10–15 years
- Heavy — needs skilled crew
- Slower install
Bottom line
Selling within 5 years or want the biggest curb-appeal upgrade? Fiber cement pays back at resale. Rental or tight budget? Insulated vinyl is the smart pick.
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